How Recent Tax Law Changes Could Impact Retirees and Pre-Retirees
Big changes are coming to the tax world at the end of 2025, and they might affect your retirement plans in major ways. If you're already retired or planning to retire in the next few years, these changes could impact how much money you get to keep and how much goes to Uncle Sam. The tax laws we've been using since 2017, called the Tax Cuts and Jobs Act (TCJA), are...
Protecting Your Legacy: How Insurance Planning Secures Your Future
The documents you sign today could determine your family's financial well-being for generations to come. While most of us understand the importance of having insurance, fewer recognize its role in legacy planning, the thoughtful process of arranging how your assets will protect and provide for your loved ones after you're gone. Insurance has evolved from a simple safety net into a sophisticated tool for wealth preservation and transfer. Recent data paints...
How to Evaluate Your Investment Risk: Are You Taking on Too Much or Too Little?
When was the last time you really looked at your investment risk? For many of us, it's like checking the air pressure in our tires, something we know we should do regularly but often push to the back of our minds. But understanding your risk exposure is arguably the most important aspect of successful investing. Too much risk could mean devastating losses that take years to recover from, and too...
Essential Estate Planning Documents: What You Need to Get Started
Thinking about estate planning might seem complex, but at its heart, it’s simply about making sure your wishes regarding your assets and healthcare are known and followed, especially if you can no longer speak for yourself. It’s a fundamental part of sound financial planning for everyone, regardless of age or wealth, providing clarity and support for your loved ones during difficult times. Getting started involves understanding a few key documents. Key...