Should I Refinance My Mortgage?
Refinancing is a big step that requires careful consideration. Learn how to decide whether refinancing is right for you. It's no secret that the housing market remains expensive, largely due to the Federal Reserve's fight against inflation. But what goes up, must come down, and when mortgage rates start declining, the question of whether to refinance comes into play. But declining mortgage rates aren't the only reason to consider refinancing your mortgage....
College Planning for Families With Different Incomes
No matter your family’s level of income, you have options when it comes to education planning. The idea of saving for college can be exciting, but higher education is a significant expense that requires smart financial planning for tuition, room, board, books, and overall living costs. So, where do you start? Your family's income level and other investment goals will determine the right approach to college planning. Learn how you identify and implement...
Top Cash Flow Analysis Methods
Find out which cash flow analysis method is right for your financial planning needs. No matter if you're managing a personal household budget, a business, or both, understanding how to properly manage and analyze cash flow is essential to maintaining financial stability. Accurate cash flow analyses translate to financial security. They ensure the money you have coming in is sufficient to cover expenses, save, invest, and spend on specific goals. However, cash flow...
Unlocking Tax-Efficient College Savings
Discover how you and your family can utilize tax-efficient savings plans for college. The cost of attending college continues to rise each year. Now, it's more important than ever for parents and students to exercise proactive college tuition planning. This usually begins with a well-structured college savings plan and understanding the nuances of tax-efficient strategies that help boost savings, minimize tax burden, and make your money work for you. Why College Savings Are...