Should You Buy Long-Term Care Insurance? What to Know Before Age 65
Long-term care insurance sits in that uncomfortable category of financial products nobody wants to think about until it's too late. Like estate planning or disability insurance, it forces us to consider scenarios we'd rather avoid. Yet this type of coverage addresses one of the biggest financial risks most Americans will face in their lifetime. The decision about long-term care insurance isn't just about money - it's about maintaining control over your...
Understanding Property, Casualty & Liability Insurance: What Every Policyholder Should Know
Most people think insurance is one of those "set it and forget it" financial products. You buy a policy, pay your premiums, and hope you never need to use it. But here's the reality: the insurance landscape changes faster than most people realize, and what protected you five years ago might not be enough today. With property and casualty insurance premiums growing by nearly 10% in recent years and liability...
Should I Change Medicare Coverage During Open Enrollment?
Annual open enrollment is an excellent time to assess your options and find the right fit. Open enrollment season for Medicare coverage, the best time to make changes to your coverage as needed, begins on October 15th and ends on December 7th. Medicare coverage presents plenty of options for those in need, but knowing exactly how and what to change about your policy can be difficult to pinpoint. That's why, in this article,...
Secure Your Home with These Pro Insurance Tips
Rest assured that your home and belongings are protected with the right insurance policy. Insurance costs are some of the most important line items in your budget. Health and auto insurance are priorities, but home insurance is another expense that should top the list. You need adequate coverage if something happens to your home and possessions, but you don’t want to pay too much. Selecting the right home insurance policy can be...