5 Steps to Maximize Business Value Before You Sell
Most business owners wait too long to think about their exit. They build companies for decades, pouring time and resources into growth, then suddenly decide it's time to sell. Maybe a competitor makes an unsolicited offer. Maybe health concerns force the issue. Whatever triggers the decision, these owners quickly discover they're not ready, and that lack of preparation costs them. According to the Exit Planning Institute, only 20 to 30% of...
Setting Retirement Resolutions: 7 Goals for a More Secure and Fulfilling Year
New Year's resolutions have a reputation problem. Most people abandon them by February. The gym membership collects dust, the diet plan gets forgotten, and those ambitious goals fade into vague intentions. But retirement resolutions deserve better treatment than your typical promise to eat more vegetables or finally organize the garage. Your retirement well-being isn't about willpower or motivation that might fade when life gets busy. It's about creating systems and habits...
The Hidden Benefits of Starting College Savings During the Holidays
The holidays bring plenty of traditions. You've got the cookie exchanges, the annual family gatherings, and the mountains of toys that end up forgotten by February. But buried under all those wrapping paper scraps is an opportunity most families overlook. While everyone else is buying the season's hottest gadgets and trending toys, you could be setting up something that lasts far beyond the new year. College costs keep climbing. The average...
Your 5-Step Year-End Retirement Checklist
December tends to sneak up on people. One moment you're making summer vacation plans, and the next thing you know, the holiday decorations are out and the year is nearly done. While you're thinking about gifts and gatherings, your retirement accounts might be the furthest thing from your mind. Actually, the end of the year is one of the most important times to pay attention to your retirement planning. Missing key...