Strategies for Improving Business Cash Flow
Businesses commonly fail due to cash flow problems. Learn how to stay proactive with accurate cash flow planning. Ah, cash flow. The lifeblood of any organization. Proper cash flow planning paves the way to business success, but how exactly do you go about striking that perfect balance between spending and selling? It’s certainly an important question that poses a huge challenge. According to a study conducted by Jessie Hagen, a former cash...
How to Analyze Cash Flow Reports
Know exactly what resources you have at any given moment. Cash flow reports provide critical insights and information into a business's financial health. Entrepreneurs, business owners, investors, and working professionals use them to make important business decisions about properly utilizing company resources. Cash flow analyses help these decision-makers answer important questions, time their business moves, and optimize cash flow to keep the business afloat. Ultimately, understanding how to properly analyze cash flow...
Should I Refinance My Mortgage?
Refinancing is a big step that requires careful consideration. Learn how to decide whether refinancing is right for you. It's no secret that the housing market remains expensive, largely due to the Federal Reserve's fight against inflation. But what goes up, must come down, and when mortgage rates start declining, the question of whether to refinance comes into play. But declining mortgage rates aren't the only reason to consider refinancing your mortgage....
College Planning for Families With Different Incomes
No matter your family’s level of income, you have options when it comes to education planning. The idea of saving for college can be exciting, but higher education is a significant expense that requires smart financial planning for tuition, room, board, books, and overall living costs. So, where do you start? Your family's income level and other investment goals will determine the right approach to college planning. Learn how you identify and implement...