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AVIOR INSIGHTS – How Challenges in Commercial Real Estate Impact Investors

The repercussions of inflation, Fed rate hikes, the ongoing banking crisis, and the approaching debt ceiling deadline are being felt throughout the financial system. One area directly impacted by these shocks is real estate, across both the residential and commercial sectors. Commercial real estate (CRE), in particular, is highly dependent on regional and smaller banks, including those that have struggled or failed since early March. Some investors and economists are...

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AVIOR INSIGHTS – What the Looming Debt Ceiling Deadline Means for Investors

The federal debt limit is once again in the news as the country rapidly approaches a critical deadline on June 1. Investors are understandably nervous about Washington failing to reach an agreement, a possibility that both sides agree would be a self-inflicted catastrophe. While it's unclear how this will play out in the coming weeks, the fortunate news is that financial markets are mostly taking these events in stride. How...

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AVIOR INSIGHTS – How the Failure of First Republic Impacts the Financial System

On the morning of May 1, it was announced that First Republic Bank had been taken over by the FDIC and sold to JPMorgan Chase. Eleven major banks had previously infused First Republic with $30 billion in deposits to stabilize the bank after the failures of Silicon Valley Bank, Signature Bank, and Credit Suisse. This process found new urgency over the past week when First Republic revealed that uninsured deposits...

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AVIOR INSIGHTS – What This Earnings Season Reveals About the Economy and the Banking Crisis

The corporate earnings season for the first quarter is underway and about one-fifth of S&P 500 companies have reported results. Investors are focused on these earnings announcements even more than usual due to ongoing economic uncertainty amid high inflation, slower growth, and the banking crisis. In this context, corporate profitability can shed light on how companies, sectors, and the broader economy are truly faring in this environment. For long-term investors,...

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