How to Maximize Your Health Coverage
It’s challenging to balance each cost and risk associated with health care. Learn how to leverage coverage optimization for the right level of protection. Health care costs are one of the biggest expenses for Americans. The average annual spend for an individual is about $13,500, and health care spending makes up around 17% of the gross domestic product. Needless to say, you should do everything you can to maximize your protections while...
An Introduction to Insurance in Financial Planning
Insurance coverage can help you safeguard several different areas of your life moving forward. Find out how to assess your needs. You never know what the future holds. But you know you need to take all the available steps to secure your investments and protect your family’s legacy against whatever comes. When you’re creating your comprehensive financial plan, consider how insurance plays a role. Insurance, including annuities, can protect against various risks...
Building Financial Security with Insurance Planning
Are you being proactive about insurance planning? Find out why it’s a critical part of risk mitigation and financial security. You began your financial planning journey to build financial security far into the future. Insurance planning plays a key role, helping you leverage various types of coverage to safeguard your wealth, prioritize risk mitigation, and improve your financial well-being. Insurance planning considers how different types of plans protect your assets, providing another...
Why Cash Is Not a Long-Term Investment
In times of market uncertainty, investors often seek the safety of cash. This has been true over the past several years as markets have swung due to the pandemic, geopolitical events, Fed rate hikes, inflation, gridlock in Washington, technology trends, and more. More recently, the possibility of worse-than-expected inflation and a delay of the first Fed rate cut have led to renewed investor concerns. At the same time, interest rates...
