Richard Watson is the Chief Investment Officer and Wealth Advisor at Avior
Richard Watson is the Chief Investment Officer and Advisor with 35 years of experience, specializing in financial planning, portfolio construction, insurance, tax planning, business planning, and wealth management. His broad expertise across these disciplines allows him to serve clients holistically, addressing not just their investments but the full financial picture behind them.
Earlier in his career, Richard built and grew Protection Point Advisors into a firm managing $600 million in client assets, a testament to the trust he earned and the results he delivered. That experience sharpened his ability to translate complex financial and planning concepts into clear, actionable guidance — skills he now brings to his role as Chief Investment Officer.
Richard holds the Certified Financial Planner (CFP) and Chartered Life Underwriter (CLU) designations and earned his degree in Biochemistry from UC Riverside. At the heart of his practice is a genuine love of people and complex problems — he is passionate about guiding clients through even the most complicated challenges on their path to personal and financial success.