How to Align Beneficiary Designations With Your Estate Plan (Avoid These Mistakes)
A well-drafted will or trust can take months to finalize. You work with attorneys, weigh every scenario, and spell out exactly how you want your assets distributed. Then a single outdated beneficiary form on a retirement account quietly overrides all of it. That one form, often filled out years ago during a rushed HR onboarding session, may carry more legal weight than every carefully considered provision in your estate plan. This...
